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| Home Mortgage: |
A mortgage is a long-term loan funded by the equity of your home (the difference between the market value of your home and the claims held against it). This type of loan requires that you pay interest. The amount of interest you pay, called your rate, depends on your credit score and the type of mortgage. Interest rates can be adjustable or fixed and generally have a term of 15 or 30 years. Be sure to understand what type of rate you have as adjustable rates may change after a short term.
Your expert at Texas Loan Finders will take your needs into consideration when making recommendations on mortgage loans, including what type of rate is best for you and what term results in the best monthly payments. Feel free to ask your expert questions on this subject. That’s what we’re here for!
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