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| Secured Loans |
Secured loans are generally reserved for existing businesses. Those looking start-up capital will want to review the section on unsecured loans, but also be sure to consult with your Texas Loan Finder expert for secured options.
A secured loan has assets pledged to secure the payment in the event you are not able to stay current. These assets are called collateral and can be equity in your home, your business’ accounts receivable, inventory of the business and equipment, or other identifiable assets. When determining the amount of a secured loan, lenders go through an evaluation of your assets. They will also be considering the number of years you’ve been in business (three years minimum being the standard), the size of the company, and the amount of the loan.
Your Texas Loan Finder expert will be able to guide you through the process of finding a secured loan and can also consult with you on other alternatives.
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